Personal Finance

Improving members’ personal finance skills is the smart thing to do

When members think personal finance, they might first think "cha-ching." But inevitably what comes next is "overwhelming," "complicated," and worst of all, "forget it." Consider these facts:

• Two out of three Americans live paycheck to paycheck.
• Children ages 4-12 spend nearly $30 billion each year on junk food, candy, and games.
• Consumers ages 65-59 saw a 217% rise in credit card debt between 1992 and 2001, to an average of $5,844
• From 1995-2004, personal savings dropped almost 64% while personal consumption expenditures dominated growth.

Financial literacy is the key

Send your credit union to the rescue by giving members the smart answers they need to make smart financial choices.

Your credit union can use our member materials to help consumers take charge of their financial lives—regardless of their economic background or life stage. It’s not about wealth management. It’s about managing confidence and success.

Creating a financial comfort zone

We offer easy-to-understand educational tools that teach consumers of all ages and life stages the key principles of finance. By helping consumers understand thrift, money management, and the credit union difference, we not only increase their comfort level—but also their ability to make wise choices.

The right thing for you and your members

Being concerned about consumers’ well being has always separated credit unions from competitors. Help your members reach their financial potential.

CUNA offers a wide variety of educational tools—all designed to give consumers the personal finance information they need in the format they want.

• Statement Stuffers and Drive-Up Envelopes
• Member Seminar Kits
• EZ Mail Newsletter Program
• Copy & Art Express^TM
• Personal Finance Publications and Resources
• Handbooks and Activity Books
• Hispanic Resource Center